Legal review: William T. Bly, Owner & Managing Attorney · Last reviewed: November 2026 Criminal threatening (17-A M.R.S. § 209) means intentionally or knowingly placing someone in fear of imminent bodily injury. It is a Class D crime. Terrorizing (17-A M.R.S. § 210) means communicating a threat of a violent crime dangerous to human life. … [Read more…]
How much can I afford to discount on Black Friday 2026? (Worked examples included)
Key takeaways Black Friday is Friday 27 November 2026 and Cyber Monday is Monday 30 November 2026, although many UK retailers begin promotions earlier in November. Your discount floor is the lowest price that still covers unit cost, fulfilment, per-order fees and a minimum profit. It’s a number, not a feeling. Percentage fees (card, marketplace, … [Read more…]
Is It Legal to Record a Conversation in Maine? (2026)
Legal review: William T. Bly, Owner & Managing Attorney · Last reviewed: November 2026 Yes, in most cases. Maine is a one-party consent state. Under 15 M.R.S. §§ 709 and 710, you may record a conversation you take part in, or one a participant authorized in advance. Secretly recording a conversation you are not part … [Read more…]
Is Black Friday 2026 actually worth it for my small retail business?
Key takeaways Short answer: Yes, if you have 50%+ gross margin, surplus, or fast-moving stock and spare hands; perhaps not, if any one of those is missing. A 20% discount on a 50% margin product means you need 67% more sales just to stand still. You don’t have to discount at all. Bundles, loyalty-only offers, … [Read more…]
Allowable expenses for creative freelancers: What can you claim?
Key takeaways Allowable expenses reduce taxable profit; they don’t make a purchase free. The purpose of a purchase matters more than which account you pay from. For costs with separable business and personal use, claim only the business share. Everyday clothing, ordinary meals and client entertaining are generally not allowable. Keep evidence and check uncertain … [Read more…]
What changes when small business owners get the numbers sooner?
Key takeaways Financial information, when it arrives in good time, gives small business owners more options before they need to act. Moving from paper-based administration to connected digital records can make useful financial information available sooner. Earlier information can give owners more time to prepare for liabilities and assess investment or hiring decisions. Sharing routine … [Read more…]
How to stop freelance admin taking over your Sunday
Key takeaways Book a recurring finance appointment during your working week. Save receipts and send invoices as they happen, then use the weekly session to check for gaps. Track money received separately from invoices still awaiting payment. Record business costs and flag anything with uncertain tax treatment. Clear any backlog one period at a time … [Read more…]
What is remote and hybrid working?| Sage Advice UK
Key takeaways Hybrid working remains a challenge: 73% say adapting to remote and hybrid working models is a top challenge. Fairness is the central issue: 59% say ensuring consistency and fairness across working practices is a challenge. HR is increasingly focused on hybrid working: 68% report greater emphasis on supporting hybrid and flexible working than … [Read more…]
MTD for VAT Deadlines: Key Dates for VAT Returns
Under Making Tax Digital (MTD) for VAT, your VAT Return is due one calendar month and seven days after the end of each VAT period, and you must file it using MTD-compatible software. The rules have applied to all VAT-registered businesses since April 2022. Key takeaways Your VAT Return is due one calendar month and … [Read more…]
Is Making Tax Digital delayed?
Key takeaways MTD for Income Tax is live. It became law for sole traders and landlords with qualifying income over £50,000 on 6 April 2026. It’s had a difficult history since its inception in 2015, with several postponements and rescoping of who/what is included. But that’s all history now. The £30,000 threshold applies from 6 … [Read more…]