UK data protection changes in 2026: What businesses must do now

Key Takeaways The Data (Use and Access) Act 2025 updates UK data protection law, but does not replace UK GDPR or the Privacy and Electronic Communications Regulations, known as PECR. For the majority of smaller businesses, practices for cookie, marketing, Subject Access Requests (SAR), and automated decision-making may need refreshing. Data-focused businesses and enterprises may … [Read more…]

New legal requirements for private landlords in 2026 and beyond

Key Takeaways The Renters’ Rights Act brought the biggest shake-up to private home rental in England in decades—and is still being rolled out. Awaab’s Law will soon be applied to private housing, and introduces hazard categories and timelines for action. The Housing Health and Safety Rating System (HHSRS) has simplified the number of hazards—and you … [Read more…]

Summer VAT cut 2026: What family-facing businesses need to know

Key Takeaways A temporary VAT cut from 20% to 5% runs across the UK from 25 June to 1 September 2026, covering qualifying children’s meals, children’s, and family tickets. At qualifying family attractions with a single, flat rate admission, the 5% rate applies to admission for every visitor, adults included. Children’s meals get the 5% … [Read more…]

The cyber maturity gap is no longer technical. It’s operational

Artificial intelligence is rapidly changing the threat landscape. It is making attacks faster to develop, easier to scale and harder to distinguish from legitimate activity. For small and medium-sized businesses, this matters because the pace of change is accelerating faster than many can strengthen the governance, visibility and operational discipline needed to keep up. That’s … [Read more…]

The hidden hours behind late payments

Late payments have long been a challenge for UK small businesses, affecting everything from cash flow and growth plans to day-to-day financial stability. But the true cost often extends beyond the invoice itself. At Accountex 2026, Small Business Commissioner Emma Jones and AAT President Lucy Cohen highlighted a less visible impact: the time spent managing … [Read more…]

What is e-invoicing? Advantages and disadvantages

For business owners and finance leaders, improving efficiency and reducing manual work are top priorities. One way to streamline your operations is through electronic invoicing (e-invoicing)—a digital alternative to traditional paper invoicing. Many governments now mandate e-invoicing for compliance, but beyond that, it can help businesses save time and money. So, what is e-invoicing, and … [Read more…]

Accounts Payable Automation: Key Benefits

Finance teams can take nearly three months per year to close the books—time that you could better spend on strategic decision-making. AP automation eliminates manual workloads, optimises cash flow, and minimises financial risk, allowing you to focus on what truly matters: driving business growth. By automating the financial close, our Close the Books research says … [Read more…]

How to start a business

Want to start a business? You’re not alone. Around 832,000 new companies were set up in the UK in 2025, according to the NatWest and Beauhurst New Startup Index—part of a wave of activity that has pushed the total number of active companies to a record 5.66 million. If you want to join their numbers, … [Read more…]

A business owner’s guide to borrowing money

When running a business, it’s essential to have enough cash to cover your working capital—paying suppliers, employees, and tax—as well as to invest in equipment and fund your growth. There are many ways to borrow money, and more options today than there have ever been. Borrowing is also more expensive than it was even five … [Read more…]